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If you have higher income, find out why you will pay an additional premium amount for Medicare Part Be and Medicare prescription drug coverage.

Learn about Medicare hospital and medical insurance, who is covered, and how to apply.

The National Financial Capability Study survey was administered to over 2,000 panelists on RAND’s American Life Panel

High-level examination of financial capability in America

High-level examination of financial capability in the U.S. Military

This article highlights the results of an FDIC study of the effectiveness of the Money Smart financial education program.

This webpage features a collection of success stories on the implementation of the Money Smart financial education program, including potentially promising or model approaches.

During 2011 and part of 2012, the FDIC conducted a second nationwide survey of FDIC-insured depository institutions to assess their efforts to serve unbanked and underbanked individuals and families. This survey focuses on banks' basic transaction and savings account programs, auxiliary product and service offerings, financial education and outreach efforts, and perceived challenges as obstacles in offering financial products and services to unbanked and underbanked consumers.

This article summarizes results from the FDIC's Model Safe Accounts pilot, which was launched to determine the feasibility of banks offering affordable transaction and savings accounts to bring more individuals into the financial mainstream.

In consultation with the U.S. Department of the Treasury and President Bush's Advisory Council on Financial Literacy, the FINRA Investor Education Foundation commissioned the first national study of the financial capability of American adults in 2009. The overarching research objectives of the National Financial Capability Study were to benchmark key indicators of financial capability and evaluate how these indicators vary with underlying demographic, behavioral, attitudinal and financial literacy characteristics. The 2012 Study—similarly developed in consultation with the U.S.