Individual

Find out how your Social Security benefits could be affected if you’re eligible for a pension from work not covered by Social Security.

Learn how your Social Security benefits may be reduced if you get a pension based on work where you did not pay Social Security taxes.

Learn about Medicare hospital and medical insurance, who is covered, and how to apply.

If you have higher income, find out why you will pay an additional premium amount for Medicare Part Be and Medicare prescription drug coverage.

MyRA (My Retirement Account) is a program offering a new retirement savings account for individuals looking for a simple, safe, and affordable way to start saving. Savers will be able to open an account with as a little as $25 and contribute $5 or more every payday. MyRAs balances will never go down, and there will be no fees. MyRAs will be initially offered through employers and will be backed by the full faith and credit of the United States.

Many workers aren't aware of the laws that protect their health benefits. This Department of Labor Employee Benefits Security Administration video provides information for workers about their health care rights. The video also has links to additional information to help workers take full advantage of their employer-sponsored benefits.

This publication helps you manage your money so you can afford today’s needs while funding tomorrow’s goals. This publication shows how saving for retirement can be part of your overall financial plan. Worksheets will help workers at any stage of their career manage their financial life, including identifying short and long term goals, calculating net worth, building a budget, tracking debt and determining a target retirement saving rate.Available in English and Spanish.

Many workers don't realize how important it is to get an early start on saving for retirement. This Department of Labor Employee Benefits Security Administration video provides information for workers about the importance of saving for retirement and how to get started. The video also has links to additional online tools to help workers take full advantage of their employer-sponsored benefits. The video is also available in Spanish.

Money Smart for Older Adults (MSOA) is stand-alone instructor-led training module developed by Federal Deposit Insurance Corporation (FDIC) and the Consumer Financial Protection Bureau (CFPB) which provides awareness among older adults and caregivers on how to prevent elder financial exploitation and to encourage advance planning and informed financial decision-making.

Grants.gov is your source to FIND and APPLY for federal grants. The U.S. Department of Health and Human Services is proud to be the managing partner for Grants.gov, an initiative that is having an unparalleled impact on the grant community. Today, Grants.gov is a central storehouse for information on over 1,000 grant programs and provides access to approximately $500 billion in annual awards.