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Individual

Managing Someone Else’s Money Guides

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The CFPB’s Managing Someone Else’s Money guides include four guides for four different fiduciary capacities: agents under power of attorney, court-appointed guardians, trustees, and government fiduciaries. Each guide contains information on fiduciary responsibilities and tips on how to spot financial exploitation and avoid scams. Also, each guide includes a “Where to go for help” section with a listing of relevant agencies and service providers. State-specific guides have been developed for six states: Arizona, Florida, Georgia, Illinois, Oregon, and Virginia.

Money Smart for Older Adults

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A product of a CFPB and FDIC partnership, Money Smart for Older Adults promotes awareness among older adults and their caregivers on how to prevent elder financial exploitation and encourages advance planning and informed financial decision-making. The materials include a consumer resource guide, available in English and Spanish, and an instructor’s manual that can be used to facilitate training sessions.

Report on the Economic Well Being of U.S. Households in 2015

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This report summarizes the findings from the Federal Reserve Board’s 3rd annual Survey of Household Economics and Decisionmaking (SHED), which aims to capture a snapshot of financial and economic well-being of U.S. consumers and identify potential risks to their financial stability. Topics covered include financial well-being, income and savings behaviors, economic preparedness, access to banking and credit, housing decisions, auto lending, education, student loans, and retirement planning.

Advancing K-12 Financial Education: A Guide for Policymakers

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Integrating financial education throughout the K-12 experience represents a promising opportunity to reach consumers at a pivotal point in their development and their financial lives. This resource guide is meant to help connect policymakers with tools, information, and insights to enhance K-12 financial education efforts. While the guide is targeted at policymakers, the guide was designed to benefit all members of the financial education community.

Measuring financial well-being: A guide to using the CFPB Financial Well-Being Scale

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Following a rigorous research effort to develop a consumer-driven definition of financial well-being, the CFPB developed and tested a set of questions–a “scale”–to measure financial well-being. The scale is designed to allow practitioners and researchers to accurately and consistently quantify, and therefore observe, something that is not directly observable–the extent to which someone’s financial situation and the financial capability that they have developed provide them with security and freedom of choice.

Pension Lump-Sum Payouts and your Retirement Security

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A guide from the Consumer Financial Protection Bureau to help consumers retiring from a traditional pension plan navigate their payout options. The guide gives near-retirees the information they need to understand the trade-offs of taking their pension in a monthly payment or in a lump sum. The guide also provides tips and warnings about how to protect and best manage their lump-sum money.

Teacher Online Resource Center

Submitted by Admin on
The Teacher Online Resource Center offers teachers resources from the Federal Deposit Insurance Corporation (FDIC)and Consumer Financial Protection Bureau (CFPB) to help teach children from pre-K through age 20 about money or other financial topics. Also available on the site are videos that illustrate practical ways teachers can integrate core financial education lessons into the classroom. Access to curriculum, videos, and more can be found at www.fdic.gov/teachers.

Money Smart for Young People Grades K-12

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Money Smart for Young People has lessons that provide a developmentally appropriate program for young students to build an understanding of key financial concepts. This standards-aligned curriculum can be incorporated into subjects such as English language arts, mathematics and social studies. In addition to the educator materials, the curriculum includes a Parent/Caregiver Guide that corresponds to the classroom materials.

Planning for Retirement

Submitted by Admin on
Planning for Retirement is a new interactive tool of the Consumer Financial Protection Bureau to help you make an informed decision about when to claim your Social Security benefits. The tool gives you a rough estimate of your monthly benefit and shows how your monthly benefit changes depending on the age at which you claim.
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