Individual

If you owe back taxes, try to negotiate with the IRS or your state comptroller on your own. Tax relief companies can’t do anything for you that you can’t do for yourself.

If you’re thinking about giving to a charity, do your research to avoid fraudsters who try to take advantage of your generosity. Here are tips to help make sure that your charitable contributions actually go to the cause you support.

U.S. bankruptcy law requires credit counseling before you file for bankruptcy and debtor education after you file.

Extended warranties provide for the repair or maintenance of a product for a specific time. Depending on the terms, an extended warranty may not be worth the expense.

Reverse mortgages let you cash in on the equity in your home: these mortgages can have serious implications.

Comparing written warranties can make a difference in your purchasing decisions.

Want to buy a business? Here’s how the Business Opportunity Rule can help you evaluate the opportunity — and the seller.

Tips to help you understand how penny auctions work and recognize the pitfalls before you lose any money.

Some multilevel marketing plans are pyramid schemes, which are illegal and risky.

You may be able to protect the federal funds in your bank account from being garnished.