Individual

You have rights when you deal with debt collectors.

If you want to invest in bullion or bullion coins, getting answers to some important questions first can make a big difference — and potentially save you some money.

Learn how debt collection arbitration works and what your rights are.

Investing in collectible coins requires you to investigate: here’s what to know about the coins, the graders, and the sellers.

Who is responsible for paying off the debts of your deceased relatives?

These tips can help you research a potential investment in gold.

Here’s how to tell if a call is from a legitimate debt collector or a faker.

Tips to help you avoid spending more than you have to — or responding to a bogus offer posted by a scammer.

Collectors may not be able to sue you to collect old debts. The statute of limitations varies among states and for different kinds of debts.

When you use layaway, you put down a deposit and pay for the item over time. You take the item home only after you’ve paid for it in full. Ask questions about how particular layaway plans work.