Individual

Be on the lookout for mystery credit card fees. You may be paying for add-on credit card products you may not realize you agreed to buy. Here's how to spot and avoid these unnecessary charges.

Servicemembers and their families face unique financial challenges. But there are also unique resources to protect their finances and their rights.

Eight warning signs of credit discrimination and what to do if you believe you've been discriminated against.

Should you trust companies that promise to negotiate lower payments for your car loan if you pay them a fee in advance?

Want to buy a business? Here’s how the Business Opportunity Rule can help you evaluate the opportunity — and the seller.

When you use layaway, you put down a deposit and pay for the item over time. You take the item home only after you’ve paid for it in full. Ask questions about how particular layaway plans work.

Reverse mortgages let you cash in on the equity in your home: these mortgages can have serious implications.

U.S. bankruptcy law requires credit counseling before you file for bankruptcy and debtor education after you file.

If you owe back taxes, try to negotiate with the IRS or your state comptroller on your own. Tax relief companies can’t do anything for you that you can’t do for yourself.

Collectors may not be able to sue you to collect old debts. The statute of limitations varies among states and for different kinds of debts.