Home Ownership

Explains how reverse mortgages (RMs) can help older homeowners who are “house-rich but cash-poor” remain in their homes and still meet their financial obligations. Explains how the three types of RMs work: single-purpose, federally-insured, and proprietary; and how to get a good deal, and where to complain.

This site offers a one-stop toolbox of educational information and personal finance tips designed to help individuals in making smart financial decisions and better choices for their money. Individuals can learn about saving, borrowing, and managing credit, as well as how to get a free credit report each year and how to protect themselves from financial scams.

Not familiar with credit unions? At this site you will learn what a credit union is, what it has to offer, and how you may be able to join a credit union.

This special edition of FDIC Consumer News puts special focus on staying focused and avoiding costly decisions during major life events.

If you apply for a mortgage or a personal loan, you may hear the term credit insurance. What is it and do you need it?

This website, with downloadable brochure provides information on common foreclosure prevention scams, tips for detecting fraudulent deals, and resources for reporting criminal activity.

This website, and downloadable brochure, provides information on how mortgage modification programs can help those at risk of foreclosure save their home.

The FDIC -- along with fellow regulators and the banking industry -- is working vigorously to help consumers and the banking industry avoid unnecessary foreclosures and stop foreclosure "rescue" scams that promise false hope to consumers at risk of losing their homes.This website provides information that may be helpful to consumers, financial institutions, and the community groups working with them on foreclosure-related issues.

This website provides information that may be helpful to consumers, financial institutions, and the community groups working with them on foreclosure-related issues. 

This website helps you to identify agencies that will provide information, counseling assistance with homeownership issues including financing and mortgages. If you are facing foreclosure, use this site to identify a local foreclosure avoidance counselor.