Survey Data

Statistical supplement to the Current Population Survey that provides estimates and insights into the unbanked and underbanked populations of the United States.

High-level examination of financial capability in America

During 2011 and part of 2012, the FDIC conducted a second nationwide survey of FDIC-insured depository institutions to assess their efforts to serve unbanked and underbanked individuals and families. This survey focuses on banks' basic transaction and savings account programs, auxiliary product and service offerings, financial education and outreach efforts, and perceived challenges as obstacles in offering financial products and services to unbanked and underbanked consumers.

This study analyzes the impact of the FDIC’s Money Smart financial education curriculum and training on the financial opinions and behaviors of course participants. The study collected data from 631 adult respondents who experienced some portion of the Money Smart program during 2004-2005 and also completed a pre-training survey, post-training survey, and telephone follow-up survey. The data indicate that Money Smart financial education training positively affected consumer behaviors as measured through self-reported responses to survey questions 6-12 months after completing the training.

This report examines the utilization of a state earned income credit by current and former welfare recipients using two measures: receipt among all current and former welfare recipients and among only those eligible for the credit. Both measures may be useful, depending upon which groups policymakers hope to target.