Fact Sheet

Offers tell-tale signs that a debt collector may be a fake, and what to if you get calls from people trying to collect a debt.

Cautions consumers about tax relief companies that claim they can reduce or even eliminate your tax debts and stop back-tax collection by applying for IRS hardship programs. Lists federal and state resources for legitimate tax help programs.

Understanding how negative equity works in a vehicle trade-in can help you make a better informed choice about buying and financing a car, and determine.

Cautions consumers about auto loan modification companies that claim they can reduce your monthly car loan or lease payment to help you avoid repossession.

Cautions consumers to be skeptical of mail and phone calls warning that their car warranty is about to expire and offering high cost service contracts.

Explains what the law has to say about who has responsibility for a dead relative’s debts.

To clear up misconceptions consumers have about where they must take their new car for routine service and repairs in order to be covered under their vehicle.