Borrow

U.S. bankruptcy law requires credit counseling before you file for bankruptcy and debtor education after you file.

Reverse mortgages let you cash in on the equity in your home: these mortgages can have serious implications.

Want to buy a business? Here’s how the Business Opportunity Rule can help you evaluate the opportunity — and the seller.

Some multilevel marketing plans are pyramid schemes, which are illegal and risky.

You may be able to protect the federal funds in your bank account from being garnished.

Thinking about an internet startup? The promise of big bucks and terrific working conditions can be tempting, but consider these factors before you hand over any money.

What can you expect at trade-in when you owe more on your car than it’s worth?

Here’s “must know” information about when and how your car can be repossessed.

Financial literacy help for educators and students alike. The site offers a plain and simple approach to: Managing Your Money; Credit, Loans and Debt; and Scams and Identity Theft. The information has an easy-to-use, direct style that focuses on the basic information people need, along with the steps they need to take. Consumer.gov also has videos and audio read-alongs to support different learning styles and multi-tasking.

This article provides a brief overview of the field of financial education and explores some of the challenges and potential solutions. The author describes developments in the contemporary financial education movement since the 1990s and the background economic changes that stimulated its growth; reviews currently available financial education initiatives for youth and adults and discusses the evidence about its effectiveness as well as broader challenges for the field. The article concludes by highlighting both general and specific examples of efforts to move the field forward.