Borrow

If you have old debts, collectors may not be able to sue you to collect on them. That's because debt collectors have a limited number of years — known as the statute of limitations — to sue you to collect. After that, your unpaid debts are considered "time-barred." According to the law, a debt collector cannot sue you for not paying a debt that's time-barred. This article provides information on debt collection for debts that are past the statute of limitations.

The Equal Credit Opportunity Act prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.

This special edition of FDIC Consumer News puts special focus on staying focused and avoiding costly decisions during major life events.

Federal law limits your liability if your credit, ATM, or debit card is lost or stolen, but your liability may depend on how quickly you report the loss or theft.

This website explains how payday loans loans work, and cautions that they come at a very high price. The site provides suggestions and alternatives.

Learn how to avoid holds on your money or credit.

Get the facts on automobile dealership financing and leasing- what it is, how you apply, special financing offers, cash back and rebates you may be eligible for, and more. Also learn about consumer protections for this form of financing.

If you are one of the millions of Americans who borrows money, buys items on installment credit, or cosigns for another person's debt, you may want to know about the Federal Trade Commission's Credit Practices Rule. This article describes the Rule, which protects consumers in many ways.

This website presents, "Spotlight On," which features updates on programs and outreach efforts by several Money Smart Alliance Partners. It is organized by theme so that educators can learn how Money Smart Alliance Partners are integrating Money Smart into other related programs. Themes include asset-building; community development; credit, employment services, foreclosure prevention, homeownership, self-sufficiency, seniors, small business and youth.

This special edition of FDIC Consumer News focuses on Teens. You're beginning to make some grown-up decisions about how to save and spend your money. That's why learning the right ways to manage money...right from the start...is important. Here are suggestions.