Protect

La Oficina para la Protección Financiera del Consumidor ayuda a los consumidores ofreciendo educación, supervisando el mercado de productos financieros y haciendo cumplir las leyes

For newlyweds, the first big financial decisions go beyond how to pay for the honeymoon and how to invest all those checks. They also involve starting a new household on solid ground financially. "Financial incompatibility is a primary reason for a significant number of failed marriages," said Lee Bowman, National Coordinator for Community Affairs. "Achieving harmony regarding financial matters before marriage, or as early in the marriage as possible, is critical to sustaining the relationship and preventing conflicts."

Over the last several decades, there has been a well-documented trend away from defined benefit plans toward defined contribution plans, in which an employee's retirement income depends on contributions to the plan along with the investment earnings on those contributions. Current workers increasingly must decide how much to contribute to retirement plans and how to invest plan contributions.

This article featured in the Winter 2011/2012 edition of FDIC Consumer News provides information about what to do if you have been turned down for opening a checking account or the bank has closed your account and the importance of understanding reasons why.

This edition of FDIC Consumer News focuses on small businesses. They are crucial to the U.S. economy and they're very important to the entrepreneurs who put their own money and long hours into operating and growing a company. If you're a small business owner – or you want to be – read our tips on ways to handle your business' finances, including getting loans, paying for everyday expenses, understanding your rights and responsibilities, and guarding against fraud.

Three steps to take when you don't have enough money to pay your credit card bill. How to avoid debt-counseling scams.

How the Consumer Financial Protection Bureau empowers consumers through financial education, market supervision, and enforcement of financial protection laws.

The majority of research on the retirement decision has focused on the health and wealth aspects of retirement. Such research concludes that people in better health and those enjoying a higher socioeconomic status tend to work longer than their less healthy and less wealthy counterparts. While financial and health concerns are a major part of the retirement decision, there are other issues that may affect the decision to retire that are unrelated to an individual’s financial and health status.

Servicemembers and their families face unique financial challenges. But there are also unique resources to protect their finances and their rights.

How the CFPB serves the unique challenges and financial education needs of military service members facing deployment, change of duty stations, and emergencies.