Protect

This is a comprehensive brochure describing how credit union member accounts are insured by the National Credit Union Administration (NCUA), an agency of the federal government. The brochure describes the variety of insured accounts, and includes examples of insurance protection for various size families and explains how to structure accounts to obtain the most protection.

Confused over credit card terms and conditions? This brochure is a spin-free guide to reading the fine print in credit card offers and agreements.

Concerned about insurance coverage for your accounts held at credit unions? This brochure describes how credit union member accounts are federally insured by the National Credit Union Administration (NCUA).

Are your funds fully insured? This Electronic Share Insurance Calculator will help you determine the insurance coverage for your accounts held at federally insured credit unions.

The on-line Retirement Estimator produces estimates of Social Secuirty retirement benefits based on your Social Security earnings record. These estimates are provided for three different ages -- early retirement age, full retirement age, and age 70.

This website provides information and guidance on understanding your Social Security Statement -- which is a concise, easy-to-read personal record of the earnings on which you have paid Social Security taxes and a summary of the estimated benefits you and your family might receive. The website also features a sample Statement, information on how to request a Statement, and answers to frequently asked questions about the Statement.

Information on how to contact the Social Security Administration's Fraud Hotline by internet, U.S. mail, fax, or phone.

The Social Security Retirement Planner provides detailed information about your Social Security retirement benefits under current law and points out things you might want to consider as you prepare for retirement.

Identity theft is one of the fastest growing crimes in America. A dishonest person who has your Social Security number can use it to get other personal information about you. This site provides Information on how to protect your Social Security number, what to do if you think someone is using your number or if an identity thief is creating credit problems for you, and how the Social Security Administration might be able to help you.

This website provides a chart that lists for each birth year the full retirement age and the amount by which the benefit is reduced if taken at age 62 rather than at the full retirement age. The chart also includes examples based on an estimated monthly benefit of $1000 at full retirement age.