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Federal law limits your liability if your credit, ATM, or debit card is lost or stolen, but your liability may depend on how quickly you report the loss or theft.

If you have old debts, collectors may not be able to sue you to collect on them. That's because debt collectors have a limited number of years — known as the statute of limitations — to sue you to collect. After that, your unpaid debts are considered "time-barred." According to the law, a debt collector cannot sue you for not paying a debt that's time-barred. This article provides information on debt collection for debts that are past the statute of limitations.

A new car is second only to a home as the most expensive purchase many consumers make. That’s why it’s important to know how to make a smart deal. This article provides tips to help you with the purchase. It explains commonly used industry terms, and it provides a worksheet to help you negotiate on price.

The Equal Credit Opportunity Act prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.

This article provides information on obtaining a free copy of your credit report from each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – once every 12 months. It also provides guidance on disputing incorrect information on your reports.

This article provides hints and tips for shopping for a used car. It includes a checklist and explains your rights when buying from a dealer or a private party. It also offers buying tips and resources if you have problems after the sale.

If you apply for a mortgage or a personal loan, you may hear the term credit insurance. What is it and do you need it?

Answers commonly asked questions about your rights under the Fair Debt Collection Practices Act, which requires that debt collectors treat you fairly and prohibits certain methods of debt collection.

Get the facts on automobile dealership financing and leasing- what it is, how you apply, special financing offers, cash back and rebates you may be eligible for, and more. Also learn about consumer protections for this form of financing.

This website explains how payday loans loans work, and cautions that they come at a very high price. The site provides suggestions and alternatives.