Save & Invest

This site is specifically for employees of the Federal government. You can use this on-linen calculator to determine the face value, premiums and how to carry your coverage into retirement.

This website displays a comprehensive list of questions and answers about bank accounts, from opening an account, fees, stop payment orders, and more.

The SEC’s Web site, focused on the needs of individual investors, Investor.gov, offers a wealth of information on how to become a smarter investor. Use retirement calculators, tools, and games to increase your financial knowledge. Or, read articles on products such as mutual funds, variable annuities, and 529 college savings plans. The site also can help you figure out what questions to ask before investing and where to get the answers.

Knowing how to secure your financial well-being is one of the most important things you’ll ever need in life. This brochure covers the basics of saving and investing and includes key tips on making money grow over time.  Sections include: (i) Define Your Goals, (ii) Make a Financial Plan, (iii) Determine Your Risk Tolerance, (iv) Investment Products: Your Choices, (v) How to Pick a Financial Professional, and (vi) Avoid Problems.

Over the past decade, American investors increasingly have turned to mutual funds to save for retirement and other financial goals. Mutual funds can offer the advantages of diversification and professional management. But, as with other investment choices, investing in mutual funds involves risk. In addition, fees and taxes can diminish a fund’s returns. This article explains the basics of mutual fund investing — how mutual funds work, what factors to consider before investing, and how to avoid common pitfalls.

Ask questions - that’s the best advice about how to invest wisely. This on-line brochure provides some questions that you should ask about investment products, the people who sell those products, and the people who provide investment advice to you. It also includes some helpful tips on how to monitor your investments and handle any problems.

The You Are Here website teaches kids how to be more savvy consumers. The site demonstrates the benefits of competition, the influence of advertising on buying decisions, and the rules and regulations that many business people need to follow.

This special edition of FDIC Consumer News puts special focus on staying focused and avoiding costly decisions during major life events.

This website presents a guide to the types of savings vehicles, including bank accounts that are protected by FDIC Insurance.

This website presents the computer-based Money Smart curriculum -- a comprehensive financial education curriculum designed to help individuals outside the financial mainstream develop financial skills and positive banking relationships. The Money Smart Computer-Based Instruction (CBI) is a friendly and easy to  use  learning tool that teaches the 10 modules of the Money Smart curriculum through a computer.