Survey of consumer payment choice data

The SCPC is a nationally representative survey of consumers’ adoption and use of nine different payment instruments, including cash. The survey was developed by the Consumer Payments Research Center at the Federal Reserve Bank of Boston and is implemented by the RAND Corporation through its American Life Panel. It was designed to provide insights about the role of consumers in the transformation of payments from paper to electronic. Information is available on consumer attitudes toward and use of payment methods including cash, checks, debit cards, prepaid cards, credit cards, electronic bill payment and online banking in various retail settings. Some information is also available on respondent demographics, and self-reported credit and bill payment history. Data are available for the 2008 and 2009 editions of the survey.