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Correct!

Explanation: Budgets should be used by households at all income levels, but there are no one-size-fits all budgets.  A budget reflects an individual or family’s current financial level, but is based on their long-term needs and goals.  A budget is the most important step you can take towards taking control over your finances and reaching your financial goals.

To learn more about creating your own customized budget, visit:

Roadmap to saving and Investing
66 Ways to Save Money

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